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Brown RMIN 5100s Test 1 Questions and Answers 2024 
Categories of commercial loss exposures - Correct Answer-1. property loss 
2. personnel loss 
3. liability loss 
4. net income loss 
Property loss - Correct Answer--tangible (real estate, personal property) 
-intangible (patent, copyright) 
Personnel Loss - Correct Answer-death, disability, retirement, injury of employees 
liability loss - Correct Answer-your responsibility for bodily injury, property damage, or 
financial loss to someone 
net ...
RMIN 4000 Test 1 Brown UGA Study 
Guide 2024 with complete solution 
Exposures -Correct Answer-things of value (assets) that could be lost 
Perils -Correct Answer-things that cause injury or loss 
risk -Correct Answer-a calculated possibility of a negative outcome 
Frequency -Correct Answer-the number of losses (such as fire or theft) that occur within a 
specified time period. aka the probability of a loss 
Severity -Correct Answer-the dollar amount of a loss for a specific peril (fire, theft, ...
Brown A&P 1 Final Exam Actual Questions and Answers 
Which of the following is NOT a tropic hormone? 
FSH 
TSH 
T3 
ACTH -Correct Answer-T3 
Glucagon -Correct Answer-is secreted by alpha cells in the pancreas. 
This disorder is characterized by restlessness, weight loss, sensitivity to heat, and exopthalmia. - 
Correct Answer-Graves Disease 
Which of the following will not be released under the influence of gonadotropin releasing 
hormone? -Correct Answer-estrogen 
Which of the following will re...
RMIN 5100S Exam 2 Study Guide 2024 
With Complete Solution 
categories of commercial loss exposures -Correct Answer-property, personnel, liability, net 
income loss 
property loss -Correct Answer-- tangible: personal property, real estate 
-intangible: patent, copyright 
personnel loss -Correct Answer-death, disability, injury, retirement 
liability loss -Correct Answer-your responsibility to someone else for property damage, bodily 
injury, or net income loss 
net income loss -Correct Answer-re...
RMIN 4000 FINAL EXAM BROWN UNIVERSITY 
ACTUAL QUESTIONS AND ANSWERS 
Lannister Insurance Company insures 200,000 vehicles. In 2019, they paid a total of 
$136,000,000 in collision losses to the owners of 16,000 of those vehicles. What was Lannister's 
collision loss frequency in 2019? -Correct Answer-0.08 (16k/200k) 
Lannister Insurance Company insures 200,000 vehicles. In 2019, they paid a total of 
$136,000,000 in collision losses to the owners of 16,000 of those vehicles. What was Lannister...
PSU Econ 104 Final Exam Actual Questions and Answers 2024 Graded A+ - Brown 
 
If the required reserve ration is 20%, the simple deposit multiplier is _______ 
A. 2 
B. 5 
C. 10 
D. 20 
B. 5 
 
1/.2 = 5 
Imagine that Kristy deposits $10,000 of currency into her checking account deposit at Bank A and the reserve ratio is 20%. As a result of Kristy's deposit, Bank A's reserves immediately increase by: 
A. $2,000 
B. $8,000 
C. $ 10,000 
D. $50,000 
C. $10,000 
 
This is how much money she puts i...
PSU Econ 104 Final Exam Actual Questions and Answers 2024 Graded A+ - Brown 
 
Which of the following would be an example of a microeconomic issue? Select all that apply. 
1. The federal government of Sweden offers tax credits for individuals to put solar paneling on their homes. 
2. Sandra takes out a loan to invest in a new business opportunity. 
3. A local sandwich shop shuts down during a recession. 
4. None of these are microeconomic issues. 
1, 2, and 3 
True or false: Macroeconomics is th...
RMIN 4000 FINAL EXAM BROWN UNIVERSITY ACTUAL QUESTIONS AND ANSWERS 100% CORRECT 
 
Lannister Insurance Company insures 200,000 vehicles. In 2019, they paid a total of $136,000,000 in collision losses to the owners of 16,000 of those vehicles. What was Lannister's collision loss frequency in 2019? 
0.08 (16k/200k) 
Lannister Insurance Company insures 200,000 vehicles. In 2019, they paid a total of $136,000,000 in collision losses to the owners of 16,000 of those vehicles. What was Lannister's c...
RMIN 5100S exam 2 study guide 2024 with complete solution 
 
 
categories of commercial loss exposures 
property, personnel, liability, net income loss 
property loss 
- tangible: personal property, real estate 
-intangible: patent, copyright 
personnel loss 
death, disability, injury, retirement 
liability loss 
your responsibility to someone else for property damage, bodily injury, or net income loss 
net income loss 
reduction in income due to a direct loss 
commercial property loss exposures...
Brown RMIN 5100s test 1 questions and answers 2024 
 
Categories of commercial loss exposures 
1. property loss 
2. personnel loss 
3. liability loss 
4. net income loss 
Property loss 
-tangible (real estate, personal property) 
-intangible (patent, copyright) 
Personnel Loss 
death, disability, retirement, injury of employees 
liability loss 
your responsibility for bodily injury, property damage, or financial loss to someone 
net income loss 
reduction in income due to direct loss 
Risk manag...